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We like its budgeting tool because it automatically tracks all of your income and expenses. It separates expenses into spending categories and provides graphical tools to see where your money is going.
Beyond cash flow, Personal Capital also tracks all of your investments. Once you link your retirement and other investment accounts, you can see your asset allocation and analyze the expense ratios of your mutual funds and ETFs.
The tool includes a retirement planning tool that you can customize to your specific circumstances. With the tool you can track your net worth, see your upcoming bills, get a snapshot of your budget, review your asset allocation, and evaluate your current portfolio.
Perhaps the most well known, Mint allows users to create budgets, track bills and receive a free credit score.
Unfortunately, Mint discontinued its bill pay option in June, so users are unable to pay their bills through Mint. However, they can still add their bills, track the due date and amount and mark bills as paid.
Unlike other apps, Mint is free to use, but it makes money by suggesting offers to its users, such as new credit cards or other investing apps.
Then, they must fund their goal by linking it to a personal account checking, savings, cash, credit card or line of credit.
If you choose to link your account, your balance will be automatically imported into the YNAB debt manager. The only downside? Dying for an app that takes the math out of budgeting?
Albert would be the best choice for you. After connecting your financial accounts to the app, Albert analyzes your income, spending, budget and overall financial health.
It uses proprietary algorithms to decide how much you can safely save each month, then automatically transfers that money into Albert Savings, which lives directly in the app.
If you prefer to have a more hands-on approach with your savings, you can ask Albert to set aside a specific amount each week.
These funds can be withdrawn at any time with no fees. New to the platform is Albert Genius, a paid premium service. Albert also pays users a small reward for saving money.
Clarity Money offers a wide array of features that will benefit budgeters and savers alike. Similar to the other apps, Clarity Money requires users to link their financial accounts savings, checking, credit cards, investments or loans.
The app immediately creates a pie chart displaying your finances and showing when you overspend. It will then identify your recurring expenses, such as Netflix accounts or gym memberships, and track price increases or reductions.
Users select how much and how often they want to save. Users are also able to access their free VantageScore credit score from Experian. One thing to note.
The app is still free to use, but it will soon be integrated into Marcus, which offers no-fee, fixed-rate personal loans and high-yield savings accounts.
The concept is simple. Goodbudget takes your monthly income and allows you to put aside portions of it into different envelopes for categories like groceries or transportation.
As the month goes on, you can take money out of each envelope for each expense. The launcher app is free to download, but its prime version unlocks a lot of other features, including some locked gestures.
Download Nova Launcher 2. SMS Organizer. If you tend to get too many messages, especially those unwanted promotional offers, then this is a must-have Android app.
SMS Organizer by Microsoft is a great help when it comes to efficiently managing loads of unwanted texts that people receive all day. The brilliant Android app offers a tabular interface, dark theme, intelligent sorting, reminders about bookings, PNR status, and much more.
All in all, the SMS Organizer is one of the best free Android apps that deserves some space on our devices.
Download SMS Organizer 3. It uses artificial intelligence that enables it to learn and satisfactorily predict what the user intends to type.
Swiftkey features autocorrect and gesture typing for faster input. Moreover, there is an inbuilt GIF search engine and a wide range of themes.
It is also an excellent keyboard for bilingual folks. Swiftkey does not store information from password fields or sensitive information such as credit card numbers.
Overall, Swiftkey will enhance your typing experience and no doubt it is one of the essential free Android apps available on the Play Store.
Download Microsoft SwiftKey 4. Evernote is a cross-platform note-taking utility for to take notes in a variety of formats, including text, photos, audio, video, sketches, and more.
It syncs across all your devices to facilitate workflow. Evernote also has home-screen widgets for quick access to your notes.
That being said, you should also check out Notion , which has become quite popular in productivity apps and for the right reasons. Download Evernote 5.
If you have a habit of skipping your morning alarm, this is one of the must-have Android apps for your device. Alarmy has a unique way to break your morning laziness by laying out puzzles and challenges before you can snooze the alarm.
Even more, you can set the difficulty level of these challenges as per your preference. The useful app also features a photo mode where you can turn off the alarm by taking a picture of a registered location.
Download Alarmy 6. WPS is a free Office Suite application with all-in-one features. The app also comes with a free PDF converter and reader, supports multi-window mode, data encryption, etc.
It is intuitive and easy to use, and you can also connect it to the Cloud Drive to automatically save your documents on the cloud.
Overall, it is one of the best Android office apps. MiXplorer is one of the most underrated Android apps that should be on every Android device.
It comes with a plethora of features while keeping a simple and intuitive interface. The file manager app enables users to encrypt or decrypt files using Aescrypt file format.
It has a built-in media player, an image viewer, and can open ebooks and PDF files. You can open tabs of different locations on a single screen, which really helps when moving files.
On top of that, you can queue tasks such as copy, paste, delete, rename, etc. It also supports theming options, and you can disable or enable menu options.
Of course, this is just the tip of the iceberg, and there are hundreds of more features to discover. The only con is that the app is not available on the Google Play Store, but on the bright side, there are no ads in the app.
Download MiXplorer 8. It provides you the ability to send text messages and voice messages, share links, images, and location, make video calls, etc.
It offers end-to-end encryption and also has a desktop app. Send Anywhere is one of the essential Android apps. It saves you from the hassle of carrying your USB data cable around to exchange files with PC, and it also has a web version.
You can share all kinds of files using SendAnywhere as long as the two devices are running the same network. That being said, you can also use the Wi-Fi direct to transfer files.
You can either send the file directly, where the recipient will need to enter a 6-key passcode to receive the file or create a download link.
Download Send Anywhere Speaking of the essential apps for Android, this video player supports almost all the primary video and audio file formats.
It packs a lot of features, including editing of subtitle timeframes, fast-forwarding and volume control gestures, gestures for zooming in and out of a video, on-screen kid lock, and many more.
MX Player is available for free with ads. It also comes with a hardware acceleration and additional plugins for extra functionalities.
It is still one of the top Android apps for those who prefer watching movies on their smartphone. Download MX Player VPN apps are great if you want to surf the internet anonymously, spoof your location, hide your IP address, or even stream Netflix originals that are blocked in your country.
Express VPN is another must-have app for Android users that does all the above things. It offers an AES bit encryption for safe browsing.
A good VPN never comes free of cost, but there is a day money-back guarantee. Download Express VPN PicsArt is one of our favorite photo editing apps for Android.
You will be overwhelmed by the number of options you have for customizing your photos. It has a social network for sharing photos within the app.
Its features include making a collage, drawing on photos, adding frames, stickers, free cropping, clone tool, tilt-shift, perspective changer tool, and a lot more.
The app is available for free with some in-app purchases and display ads. Download PicsArt Unified Remote is one of the go-to apps for controlling your PC from an Android device.
It uses Bluetooth or Wi-Fi to remotely control your PC and comes preloaded with support for more than 90 popular programs. It supports Windows, Linux, and Mac, and requires a server program to be installed.
It has features like screen mirroring, keyboard, and mouse, media player controls, etc. You can even use it to control a Raspberry Pi or Arduino Yun.
Its paid versions unlock a multitude of useful features, including custom remotes and functions for Android wear. In case you own the notorious Peel Remote app , try shifting to Unified Remote for a change.
Download Unified Remote Feedly is one of the best Android apps. It neatly organizes all the information and news for you in a single place.
Many professionals use it to stay ahead of the market as it helps analyze competitors and trends.
We always prefer RSS readers, but you can check out the best news app for Android. Download Feedly LastPass is a feature-rich password manager and private vault that can keep your passwords and personal information secure.
It has the ability to autofill logins in browsers and apps and can generate new and secure passwords instantly.
You can log in with one password instead of remembering a dozen. Moreover, you can also sync your passwords and data across all of your devices.
It is intuitive and fast across numerous platforms. Download LastPass All you need is to hold your Android device close to the source of the song, and after a few seconds, the app will accurately detect the song.
Once the song is identified, you can either play snippets of songs or add them instantly to Spotify or Apple Music.
You can also buy songs in Google Play Music with one tap and connect your Facebook account. If you are a musicophile, this is one of the must-have Android apps for you.